First-Time Buyer Solicitor in Killarney
Buying your first home in Killarney is a big step. We explain every stage in plain English and quote a fixed fee from the start.
Your first home, made simpler
For most people, buying a first home is the largest and most stressful transaction they will ever complete. Our job is to take the legal side off your plate and explain what is happening at each stage.
What we do for first-time buyers
- Review the contract and title so you know exactly what you are buying, including boundaries, rights of way and services.
- Check planning and building regulation compliance, particularly for newer homes and extensions.
- Work with your mortgage lender and give the solicitor's undertaking the bank needs to release your loan.
- Advise on stamp duty and schemes such as Help to Buy where relevant.
- Register you as owner in the Land Registry once the purchase closes.
Know your costs in advance
We give you a fixed fee quote with a clear breakdown of stamp duty and Land Registry fees, so there are no surprises on closing day.
Contact Us
Buying your first home in Killarney? Contact Michael O'Donoghue or Patrick F O'Connor for a fixed fee quote.
Frequently Asked Questions
When should I contact a solicitor?
Ideally as soon as you start viewing properties or apply for mortgage approval. Your lender and the estate agent will ask for your solicitor's details once a sale is agreed.
What does the bank need from my solicitor?
The bank needs a solicitor's undertaking confirming that the title is good and that your solicitor will register the property and the mortgage properly.
Is stamp duty payable on a first home?
Stamp duty applies to residential purchases, generally at 1% on the first €1 million. We will confirm the exact figure for your purchase.
How long does a purchase take?
Usually eight to twelve weeks from sale agreed, depending on the title, your mortgage and the seller's side.
What is Help to Buy?
A Revenue scheme that can refund tax to first-time buyers of new homes or self-builds. We advise on how it fits with your purchase.
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